Professional Insurance Associates
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Contractors Insurance

Call us today at 201.438.7500 for a quick free quote or more information.

Professional Insurance Associates specializes in providing contractors general liability insurance and other coverages vital to contractors including builders risk insurance, commercial auto coverage, and insurance for tools and equipment.

Your business is your greatest asset, but did you also know that it can also be a serious liability which can cost you more than you own? It's important that you know what to look for to protect your business. Here are some insurance products you should consider

Contractor's General Liability Insurance

which is designed to protect you from most claims that arise from day-to-day operation of your business. This includes "slip, trip, or fall" type accidents on the premises, as well as accidents occurring as a result of day-to-day business activity.

Tools and Equipment

Hand tools are normally covered on a blanket basis with no list or schedule. No item can exceed $500 in value. Equipment Insurance will protect your larger tools and equipment such as welders, generators, nail guns and other expensive portable equipment. Request a Quote

Builders Risk - C.O.C (Course of Construction)

Physical damage insurance for property under construction. Lenders will require it before issuing construction financing. They will usually require this coverage before funding remodeling projects as well and some policies can be endorsed to include the structure being remodeled also. Request a Quote

Workers' Compensation

Contractors are responsible for providing this coverage for employees but may also have the exposure because of subcontractors who have not provided workers' compensation insurance for their employees. This exposure can be avoided by insisting that subcontractors carry appropriate workers' compensation insurance. For more information about W/C see Useful Information. Request a Quote.

Business Auto Insurance

Personal auto policies exclude autos used for Commercial and Business purposes and would therefor require coverage on a policy designed for such use. If you use your automobile in business be sure you have the right policy and coverage is not excluded. Request a Quote.

For Information regarding any of the insurance products above, click on the link or for a free no-obligation quote faxed or emailed back to you within 24 hrs.  

Please Note: The information contained in this website is provided solely as a source of general information and resource. It is a not a statement of contract and coverage may not apply in all areas or circumstances. For a complete description of coverages, always read the insurance policy, including all endorsements.

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Copyright 2008 Professional Insurance Associates All rights reserved | 429 Hackensack Street | Carlstadt, NJ 07072
Phone: 201.438.7500 Fax: 201.438.8781 | An MJMI Site.
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Professional Insurance Associates in Carlstadt, NJ -- Professional Insurance Associates is a leading insurance brokerage firm in New Jersey, based in Carlstadt NJ, near Newark NJ and New York City, serving NJ, NY, CT, PA and the entire USA. We at PIA help clients manage their risks in property and casualty, employee benefits, professional liability, and other areas of specialized exposure. In addition, PIA offers a full range of personal and corporate financial products and services. We understand our clients’ businesses, employees and risks, as well as the insurance and financial markets, so we can find them the carriers and coverages that best fit their needs.

Professional Insurance Associates, Carlstadt, NJ, New Jersey, insurance, bonds, accident insurance, health insurance, automobile insurance, contract bonds, excess liability insurance, estate planning, general liability, group medical insurance, group dental insurance, life insurance, risk management

NJ Insurance Leaders: Professionalism You Can Count On
At PIA, this is more than our slogan. It represents our working philosophy...the cornerstone of our success for over 40 years. For you and your organization, it represents a promise of value-added service through a solid protection plan and personal service that makes your insurance program work. You'll have the security of knowing that a team of insurance and bond specialists is working on your team and that we share a common goal: your ongoing success.

We welcome this opportunity to introduce you to the many features PIA has to offer. No matter what your insurance and bonding needs may be, in NJ, New York or PA, count on us to support your business efforts.

Victor M. Gardella
Chairman

PIA, Professional Insurance Associates, wants to ensure your business gets the most comprehensive and cost-efficient program available. To do this, we offer value-added service which includes an in-depth, close-up analysis of your total operation.

Our service begins when one of our professionals meets with you to discuss your present staff, equipment and facilities. Then we focus on your current insurance program, checking to see whether you have unnecessary or overlapping coverages and gaps where you may need additional protection. When you allow PIA to perform a close-up analysis of your business, you receive the added value that guarantees that your business will have a strong protection plan, at the least expensive cost.

If your business requires it, we'll conduct a risk evaluation and loss control analysis. Using our staff's expertise, the PIA team will give your business a thorough "going over."

We'll identify risks, analyze claims and we'll determine the most effective methods to manage the risk situations inherent to your business. And we'll recommend what you can do to control losses. By reducing or eliminating risks today, you can help avoid larger premium payments tomorrow.

Surrounding Areas:

PIA NJ Professional Insurance Associates serves all of New Jersey, New York, Pennsylvania and beyond. Our nearby communities include: Wayne NJ, Ridgefield, Clifton, Passaic, Garfield, East Rutherford, Secaucus, The Meadowlands, Teterboro Airport, Wallington, Woodridge, Lyndhurst, Paterson, Montclair, Nutley, Bloomfield, Belleville, Glen Ridge, Lodi, Hasbrouck Heights, West Orange, Livingston, Newark, Rutherford, Teaneck, Saddlebrook and Paramus.

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