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Our Privacy Policy Statement

Professional Insurance Associates is committed to respecting the privacy of our clients, customers, and all website visitors. In order to provide you with the best possible service it may be necessary for to store information about you. However, we only collect information that you choose to provide us. This information includes but is not limited to your name, address, birth date, e-mail address, phone number, and sometimes, social security number.

If you choose to apply for a loan we may ask you to state financial information such as income history, amount and type of assets, liabilities, and marital status.

Sharing Information with Other Companies

In order to provide the products and services which you may desire or to provide you with information about the products and services that Professional Insurance Associates offers, we may share certain information about you with affiliate companies such as automobile manufacturers or finance companies. Professional Insurance Associates may share your information with certain service providers in order to make a lending decision. We may also share personal information with state and federal regulatory agencies as we are required to do by law.

Sharing Information with Third Parties

We do not rent or sell our client list or mailing list to third parties.

Professional Insurance Associates may share information with certain third parties in the conduct of its business and providing financial services, including: (a) in the course of providing any information, products or services which you may request, information may be provided to lenders, financial partners and third parties who work in conjunction with you or Professional Insurance Associates (b) any disclosure required by applicable law, regulatory agency, auditor; (c) information provided to reputable credit bureaus, information reporting agencies, financial institutions and merchants; and (d) in conjunction with providing financial services on-line, we provide certain information to third party service providers. Third parties will be advised of the need to maintain the confidentiality of the information provided to them.

Removal from Professional Insurance Associates Solicitations

If you are not a Professional Insurance Associates customer and you are on our mailing list or if you do not want information about the products and services Professional Insurance Associates can provide , you may want to discontinue receiving mail, e-mail or other solicitations. We respect your wishes and will remove you from our lists. Please send your name, email address, mailing address and phone number to Professional Insurance Associates at: 429 Hackensack Street Carlstadt, NJ 07072. Please specify that you want to be removed from mail, e-mail or telephone solicitation.

In the event you are removed from our lists, we still need to communicate with customers on a regular basis to notify them of service issues, or other items that may affect their relationship with Professional Insurance Associates.

We would be happy to answer any other questions you may have. Just send us an e-mail.

Please contact us with any questions about our privacy policy at 201.438.7500.

Legal Disclaimer Professional Insurance Associates INTERNET SITE TERMS OF USE

PLEASE CAREFULLY REVIEW THESE TERMS OF USE BEFORE USING THIS SITE.

INTRODUCTION AND USER AGREEMENT

This Terms of Use Agreement (the "Agreement") sets forth the terms and conditions for your use of this web site (the "Site"). The Site is owned and operated by Professional Insurance Associates ("Professional Insurance Associates" or "We"). By using the Site, you agree to be bound by this Agreement. If you do not agree to be legally bound by this Agreement, you should exit this Site immediately.

We reserve the right to amend this Agreement at any time and will notify you of any such changes by posting the revised Agreement on the Site. You should check this Agreement periodically for changes. All changes shall be effective upon posting. Your continued use of the Site after any changed to this Agreement constitutes your agreement to be bound by any such changes. This Agreement was last updated in 2018. Professional Insurance Associates may terminate, suspend, change, or restrict access to all or any part of this Site without notice or liability.

RESTRICTIONS ON THE USE OF SITE CONTENT

This Site contains text, data, , photos, images and pproduct and other information (collectively, "Content") that is proprietary to Professional Insurance Associates or its Content providers. You acknowledge that this Content is protected by copyrights, trademarks, trade secrets, patents, or other proprietary rights, and that these rights are valid and protected in all forms, media, and technologies existing now and hereinafter developed. You also acknowledge that the Content is and shall remain the property of Professional Insurance Associates or its Content providers (each a "Contributor") who have been involved in the preparation or publication of the Content. You may not modify, transmit, participate in the sale or transfer of, or create derivative works based on any Content, in whole or in part. Subject to your full compliance with this Agreement, You may print copies of the Content, provided that these copies are made only for personal, non-commercial use and that you maintain any notices contained in the Content, or maintained by the Contributor, such as all copyright notices, trademark legends, or other proprietary rights notices. You shall not store electronically any significant portion of any Content. Professional Insurance Associates authorizes you to view and use the Content on this Site solely for your personal, noncommercial use. The use of the Content on any other Site, including by linking or framing, or in any networked computer environment for any purpose is prohibited without Professional Insurance Associates's prior written approval.

TRADEMARKS

Professional Insurance Associates (including the Professional Insurance Associates logo), are trademarks or service marks of Professional Insurance Associates. Other company, product, and service names and logos used and displayed on this Site may be trademarks or service marks owned by Professional Insurance Associates or others. Nothing on this Site should be construed as granting, by implication, or otherwise, any license or right to use any of the Professional Insurance Associates Trademarks displayed on this Site. We prohibit use of any of the Professional Insurance Associates Trademark as part of a link to or from any site unless establishment of such a link is approved in advance by us in writing.

COPYRIGHT COMPLAINTS

If you believe, in good faith, that any materials on the Site infringe your copyrights, notifications of claimed copyright infringement should be sent, in accordance with Title 17, United States Code, Section 512(c)(2) (under the "Digital Millennium Copyright Act") to Professional Insurance Associates's designated agent. Notification should include:

an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; a description of the copyrighted work that you claim has been infringed; a description of where the material you claim is infringing is located on the Site; a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; and a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or duly authorized to act on the copyright owner's behalf.

DISCLAIMER OF WARRANTIES

NONE OF PROFESSIONAL INSURANCE ASSOCIATES, ANY OF ITS AFFILIATES, PROVIDERS OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AGENTS OR INDEPENDENT CONTRACTORS (COLLECTIVELY THE "PROFESSIONAL INSURANCE ASSOCIATES PARTIES") GUARANTEES THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY OF THE CONTENT. THIS SITE AND ALL OF THE CONTENT IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT ANY WARRANTY, EITHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR TITLE. ADDITIONALLY, THERE ARE NO WARRANTIES AS TO THE RESULTS OF YOUR USE OF THE CONTENT. THE PROFESSIONAL INSURANCE ASSOCIATES PARTIES DO NOT WARRANT THAT THE SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES WILL THE PROFESSIONAL INSURANCE ASSOCIATES PARTIES BE LIABLE FOR ANY GENERAL, SPECIAL, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL PUNITIVE OR ANY OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR BUSINESS INTERRUPTION) OF ANY KIND WHETHER IN AN ACTION ARISING OUT OF OR RELATING IN ANY WAY TO YOUR USE, OR INABILITY TO USE, THE CONTENT, THE SITE OR ANY THIRD PARTY SITE TO WHICH THIS SITE IS LINKED. PROFESSIONAL INSURANCE ASSOCIATES IS NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THIS SITE IS TO STOP USING THE SITE. IF THE FOREGOING LIMITATION IS FOUND TO BE INVALID, YOU AGREE THAT THE PROFESSIONAL INSURANCE ASSOCIATES PARTIES' TOTAL LIABILITY FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION OF ANY KIND OR NATURE SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW.

INDEMNIFICATION

You agree to indemnify and hold harmless the Professional Insurance Associates Parties from and against any and all claims, losses, expenses, or demands or liabilities, including attorneys' fees and costs, incurred by the Professional Insurance Associates Parties in connection with any claim by a third party (including any intellectual property claim) arising out of (i) your use of the Site in violation of this Agreement or in violation of any applicable law. You further agree that you will cooperate as reasonably required in the defense of any such claims. The Professional Insurance Associates Parties reserve the right, at their own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without the written consent of Professional Insurance Associates.

LINKS TO THIRD PARTY SITES

This Site may contain links to web sites controlled, owned, and operated by third parties (the "Third Party Sites"). Professional Insurance Associates cannot control and has no responsibility for the accuracy or availability of information provided on the Third Party Sites. You acknowledge that use of any Third Party Sites is governed by the terms of use for those websites, and not by this Agreement. Links to Third Party Sites do not constitute an endorsement by Professional Insurance Associates of such sites or the content, products, advertising or other materials presented on such sites, but are for your convenience and you access them at your own risk. WE ARE NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD PARTY WEB SITES, NOR DO WE MAKE ANY WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD PARTY WEB SITES, AND PROFESSIONAL INSURANCE ASSOCIATES SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.

DEALINGS WITH ADVERTISERS

Your correspondence or business dealings with, or participation in promotions of, advertisers or other third parties found on or through the Site, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings are solely between you and such advertiser. You agree that we are not responsible nor shall we be liable for any loss or damage of any sort incurred as a result of any such dealings or as the result of the presence of such advertiser on the Site.

USE OF PERSONALLY IDENTIFIABLE INFORMATION

Professional Insurance Associates's practices and policies with respect to the collection and use of personally identifiable information is governed according to Professional Insurance Associates's Privacy Policy.

USER CONDUCT

You agree to use the Content and Site only for lawful purposes. You are prohibited from any use of the Content or Site that would constitute an illegal offense, give rise to liability or otherwise violate any applicable local, state, national or international law or regulation.

USER MUST COMPLY WITH APPLICABLE LAWS

This Site is based in New Jersey, United States. Professional Insurance Associates makes no claims concerning whether the Content may be downloaded or are appropriate for use outside of the United States. If you access this Site from outside of the United States, you are solely responsible for ensuring compliance with the laws of your specific jurisdiction.

COMPLIANCE WITH EXPORT LAWS

The United States controls the export of products and information. You expressly agree to comply with such restrictions and not to export or re-export any of the Content to countries or persons prohibited under the export control laws. By downloading the Content, you are expressly agreeing that you are not in a country where such export is prohibited or are a person or entity for which such export is prohibited. You are solely responsible for compliance with the laws of your specific jurisdiction regarding the import, export, or re-export of the Content.

GENERAL PROVISIONS

Failure by Professional Insurance Associates to enforce any provision(s) of this Agreement shall not be as a waiver thereof. This Agreement and all other aspects of your use of the Site shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of laws rules. All claims and disputes arising out of this Agreement or your use of the Site, other than actions for specific performance or injunctive relief brought by Professional Insurance Associates, shall be exclusively brought in the federal, state, or local courts located in New Jersey, and, with regard to such claims and disputes, you hereby irrevocably (i) submit to the exercise of personal jurisdiction over you by those courts and (ii) waive any jurisdictional, venue, or inconvenient forum objections to such courts. Any cause of action you may have with respect to the Content, Site or this Agreement must be commenced within one (1) year after the claim or cause of action arose, or be barred. If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall be enforced to the fullest extent possible, and the remaining provisions of the Agreement shall remain in full force and effect. You many not assign this Agreement, by operation of law or otherwise, without Professional Insurance Associates's prior written consent. Subject to that restriction, this Agreement will be binding on, inure to the benefit of, and be enforceable against the parties and their respective successors and assigns. Neither the course of conduct between parties nor trade practice shall act to modify any provision of the Agreement. All rights not expressly granted herein are hereby reserved.

CONTACT US

If you have questions regarding the Agreement or the practices of Professional Insurance Associates, please contact us by e-mail at dmurphy@pianj.com or by regular mail at Professional Insurance Associates, 429 Hackensack Street, Carlstadt, New Jersey 07072.

Copyright © 2018 - All rights reserved.

Any visitor to Professional Insurance Associates Web pages may download, copy or transmit, any portion of the material in the web pages of Professional Insurance Associates, for informational and noncommercial personal purposes only. Each copy of these materials must retain all copyright and other propriety notices contained therein. The Professional Insurance Associates name and logo are registered trademarks. These trademarks may not be modified, and they may not be used, downloaded, copied or distributed in any way except as an integral part of an authorized download, copy or transmission of material in these Web pages. No other use, copying or transmission of the trademarks or copyrighted material may be made without the express prior written consent of Professional Insurance Associates.

The information in the Web pages is intended for Professional Insurance Associates visitors, and is provided "AS IS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANT ABILITY, FITNESS FOR PARTICULAR PURPOSE OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS. In no event shall Professional Insurance Associates be liable to any person for any special, indirect or consequential damages relating to this material.

Professional Insurance Associates appreciates and welcomes your ideas and suggestions. Any material received by Professional Insurance Associates, shall be considered non-confidential, and shall have no obligation of any kind with respect thereto. Professional Insurance Associates shall be free to modify, re-produce, disclose and distribute any or all of the material to others without limitation, and use it for any purpose whatsoever.

Professional Insurance Associates reserves the right to make changes at any time, without notice, and is not responsible for typographical errors.

Further information can be obtained from by emailing Professional Insurance Associates at dmurphy@pianj.com.

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Copyright 2018 Professional Insurance Associates All rights reserved | 429 Hackensack Street | Carlstadt, NJ 07072
Phone: 201.438.7500 Fax: 201.438.8781 | An MJMI Site.

Site Map | Company Information

Professional Insurance Associates in Carlstadt, NJ -- Professional Insurance Associates is a leading insurance brokerage firm in New Jersey, based in Carlstadt NJ, near Newark NJ and New York City, serving NJ, NY, CT, PA and the entire USA. We at PIA help clients manage their risks in property and casualty, employee benefits, professional liability, and other areas of specialized exposure. In addition, PIA offers a full range of personal and corporate financial products and services. We understand our clients’ businesses, employees and risks, as well as the insurance and financial markets, so we can find them the carriers and coverages that best fit their needs.

Professional Insurance Associates, Carlstadt, NJ, New Jersey, insurance, bonds, accident insurance, health insurance, automobile insurance, contract bonds, excess liability insurance, estate planning, general liability, group medical insurance, group dental insurance, life insurance, risk management

NJ Insurance Leaders: Professionalism You Can Count On
At PIA, this is more than our slogan. It represents our working philosophy...the cornerstone of our success for over 40 years. For you and your organization, it represents a promise of value-added service through a solid protection plan and personal service that makes your insurance program work. You'll have the security of knowing that a team of insurance and bond specialists is working on your team and that we share a common goal: your ongoing success.

We welcome this opportunity to introduce you to the many features PIA has to offer. No matter what your insurance and bonding needs may be, in NJ, New York or PA, count on us to support your business efforts.

Victor M. Gardella
Chairman

PIA, Professional Insurance Associates, wants to ensure your business gets the most comprehensive and cost-efficient program available. To do this, we offer value-added service which includes an in-depth, close-up analysis of your total operation.

Our service begins when one of our professionals meets with you to discuss your present staff, equipment and facilities. Then we focus on your current insurance program, checking to see whether you have unnecessary or overlapping coverages and gaps where you may need additional protection. When you allow PIA to perform a close-up analysis of your business, you receive the added value that guarantees that your business will have a strong protection plan, at the least expensive cost.

If your business requires it, we'll conduct a risk evaluation and loss control analysis. Using our staff's expertise, the PIA team will give your business a thorough "going over."

We'll identify risks, analyze claims and we'll determine the most effective methods to manage the risk situations inherent to your business. And we'll recommend what you can do to control losses. By reducing or eliminating risks today, you can help avoid larger premium payments tomorrow.

Surrounding Areas:

PIA NJ Professional Insurance Associates serves all of New Jersey, New York, Pennsylvania and beyond. Our nearby communities include: Wayne NJ, Ridgefield, Clifton, Passaic, Garfield, East Rutherford, Secaucus, The Meadowlands, Teterboro Airport, Wallington, Woodridge, Lyndhurst, Paterson, Montclair, Nutley, Bloomfield, Belleville, Glen Ridge, Lodi, Hasbrouck Heights, West Orange, Livingston, Newark, Rutherford, Teaneck, Saddlebrook and Paramus.

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